Customer (Self-Enroll)
Click on the buttons below to obtain a quote and self-enroll today.
DENTAL / HEARING / VISION INSURANCE COVERAGE
Click the button below to download a brochure of plan benefits and a free quote
Click the button below to download a brochure of plan benefits and a free quote
SHORT-TERM DISABILITY INSURANCE COVERAGE (ACCIDENT)
Millions of working Americans are facing a growing crisis: a lack of adequate disability insurance coverage. Today, the absence of emergency savings, rising medical costs, and an overall trend of fewer employers offering benefits to workers has created a critical blind spot for many American workers and their families. Without some kind of income protection, more Americans are experiencing severe financial difficulty if they need to miss work. Applying today is easy with an instant decision in most cases. Click the button below to get started.
Millions of working Americans are facing a growing crisis: a lack of adequate disability insurance coverage. Today, the absence of emergency savings, rising medical costs, and an overall trend of fewer employers offering benefits to workers has created a critical blind spot for many American workers and their families. Without some kind of income protection, more Americans are experiencing severe financial difficulty if they need to miss work. Applying today is easy with an instant decision in most cases. Click the button below to get started.
LEVEL TERM LIFE INSURANCE COVERAGE
Life insurance is one of the most selfless gifts you can give to the people you would leave behind if you pass away. Consider what it could mean to your loved ones someday if they lost you.
1) Life insurance is not for you — it's for your family. If you think you don’t need life insurance, you’re right — technically, at least. You don’t purchase life insurance for yourself. You purchase it for the loved ones you leave behind.
2) Short-term family needs. Upon your death, would your spouse or partner be able to pay the rent or afford to pay the bills? How about pay for funeral, burial or cremation costs, which average between $5,000 and $10,000? Life insurance can help keep your family members from having to tackle large financial issues when they may be least equipped to do so.
3) Long-term family needs. Your family can feel the economic impact of your loss well into the future. Sometimes family members must make major changes that create additional expenses, such as a non-working spouse returning to the workforce and needing to pay for daycare. Life insurance proceeds can help cover those new expenses. If you have children, life insurance can help provide stability and normalcy in their lives.
4) Life insurance can help you leave a legacy. When you purchase life insurance, you choose at least one beneficiary — the people or entities that would receive a benefit from your policy. In addition to naming family members as beneficiaries, some people choose to name their church, favorite charity or nonprofit organizations that supports causes they care about. In some cases, life insurance can enable you to give in death more than you might have been able to donate to the cause during your lifetime.
Don't wait to buy the coverage you need. As you age, buying life insurance becomes more expensive because your health declines and the odds of dying sooner increase. Additionally, when you finally need life insurance, you may not be able to qualify. Lock in your 10, 20, or 30 year level premium rate today. Applying is easy. Click on the button below to get started.
Life insurance is one of the most selfless gifts you can give to the people you would leave behind if you pass away. Consider what it could mean to your loved ones someday if they lost you.
1) Life insurance is not for you — it's for your family. If you think you don’t need life insurance, you’re right — technically, at least. You don’t purchase life insurance for yourself. You purchase it for the loved ones you leave behind.
2) Short-term family needs. Upon your death, would your spouse or partner be able to pay the rent or afford to pay the bills? How about pay for funeral, burial or cremation costs, which average between $5,000 and $10,000? Life insurance can help keep your family members from having to tackle large financial issues when they may be least equipped to do so.
3) Long-term family needs. Your family can feel the economic impact of your loss well into the future. Sometimes family members must make major changes that create additional expenses, such as a non-working spouse returning to the workforce and needing to pay for daycare. Life insurance proceeds can help cover those new expenses. If you have children, life insurance can help provide stability and normalcy in their lives.
4) Life insurance can help you leave a legacy. When you purchase life insurance, you choose at least one beneficiary — the people or entities that would receive a benefit from your policy. In addition to naming family members as beneficiaries, some people choose to name their church, favorite charity or nonprofit organizations that supports causes they care about. In some cases, life insurance can enable you to give in death more than you might have been able to donate to the cause during your lifetime.
Don't wait to buy the coverage you need. As you age, buying life insurance becomes more expensive because your health declines and the odds of dying sooner increase. Additionally, when you finally need life insurance, you may not be able to qualify. Lock in your 10, 20, or 30 year level premium rate today. Applying is easy. Click on the button below to get started.
ACCIDENTAL DEATH INSURANCE COVERAGE
Accidental death insurance covers death specifically due to accidents as laid out in the policy. It has a more limited scope and won’t cover deaths from natural causes or illness. However, accidental death policies offer an advantage in that they are guaranteed-issue for most people up to age 70. In other words, approval is based on age only. This insurance may be an option for people who don’t qualify for traditional term policies due to health issues.
Accidental death policies may cover you if you pass away due to circumstances such as:
Applying is easy. Get started by clicking on the button below.
Accidental death insurance covers death specifically due to accidents as laid out in the policy. It has a more limited scope and won’t cover deaths from natural causes or illness. However, accidental death policies offer an advantage in that they are guaranteed-issue for most people up to age 70. In other words, approval is based on age only. This insurance may be an option for people who don’t qualify for traditional term policies due to health issues.
Accidental death policies may cover you if you pass away due to circumstances such as:
- Car accident
- Fire
- Falls
- Choking
- Drowning
- Firearm-related accident
- Machinery accident
Applying is easy. Get started by clicking on the button below.